Youth Strategy Loan

This loan is designed to provide funding to young entrepreneurs aged 18 to 39 for innovative startup, growth, or business transfer projects. Innovation can manifest at various levels, including the development of products, services, processes, marketing strategies, customer service, technologies, human resources management, and more.

Let's discuss your project

A financial tool to help young entrepreneurs start businesses or support them as they grow

Funding specifically for people aged 18 to 39

Terms and Benefits

A personal loan for which the business is the beneficiary.
Loan amounts ranging from $5,000 to $25,000.
Interest-free period for the first 24 months.
No recurring administrative fees.

Eligibility Criteria

The business must be located within the Lotbinière RCM.
The entrepreneur must be the majority owner of the business or hold control through a shareholder or partner agreement and exercise decision-making authority alone or jointly.
The project must result in the creation of a job for the entrepreneur.
The business must demonstrate the innovative nature of its project.

Contact an advisor for details and to confirm your eligibility.

Contact us

Do you have a project or a question?

Our team takes the time to listen to you in order to fully understand your situation and provide you with practical support.

FAQ

Frequently Asked Questions

How can I check if my project is eligible for SADC Lotbinière funding?

Eligibility for SADC funding depends on several criteria, including your business location within the MRC of Lotbinière, the nature of your project, its financial viability, its economic development potential, and its impact on the region.

To obtain a reliable and personalized evaluation, we invite you to schedule an appointment with a business advisor who will review your project in detail.

Does SADC Lotbinière offer activities, training, and events for entrepreneurs?

Yes. SADC Lotbinière regularly offers training sessions, workshops, and events designed for entrepreneurs and business managers. All updates are published on our website and shared through our newsletter.

To stay informed, simply subscribe to our newsletter.

What types of projects benefit most from SADC Lotbinière complementary funding?

SADC funding is particularly well suited for the following types of projects:

Business start-up projects, which are often considered higher risk by traditional financial institutions such as banks;
Expansion, modernization, or growth projects, especially when part of the financing is still needed for purchasing new or used equipment or for working capital needs;
Succession, acquisition, or business purchase projects, which require more flexible financial structures;
Innovation, digital, sustainable development, or high local impact projects.

What are the advantages of SADC Lotbinière funding for entrepreneurs?

The main advantages include:

Flexible financing terms adapted to each business’s reality and growth capacity;
Personalized support throughout the project: analysis, advice, follow-up, and strategic guidance;
Complementarity with financial institutions, facilitating banking partnerships and hybrid financing structures.

Does SADC Lotbinière offer grants?

SADC Lotbinière offers support for external professional fees in the form of non-repayable financial assistance. Contact an advisor to learn more and confirm your eligibility.

SADC Lotbinière can also assist you in identifying available grants and programs (government loans, tax credits, and loan guarantees) at the local, provincial, and national levels.