Order financing loan

Short-term financing that enables a business to expand into a new market or increase its usual volume of business. An order financing loan is designed to support a business’s growth when an order or contract exceeds its usual volume of business. It provides the funds needed to fulfill the order when the existing line of credit is insufficient to meet working capital needs.

Let's discuss your project

A financial lever to seize new opportunities

Short-term financing that enables the company to expand into a new market or increase its usual sales volume

An order financing loan is designed to support a business’s growth when an order or contract exceeds its usual volume of business. It provides the funds needed to fulfill the order when an existing line of credit is insufficient to meet working capital needs.

Terms and Benefits

Conventional loan ranging from $25,000 to $150,000.
The financing covers the costs of raw materials and wages required to fulfill the order, up to 75% of the order’s sale price.
Interest rate determined based on the project’s analysis and characteristics.
Interest is payable monthly, and the principal is repayable according to the terms agreed upon in the order, not exceeding a 12-month period.
No recurring administrative fees.
Flexible guarantees and repayment terms tailored to the specific needs of each project.

The business must:

Be located within the Lotbinière RCM.
Operate in the manufacturing or specialized services sector.
Have been in business for at least one year.

Contact an advisor for details and to confirm your eligibility.

Contact us

Do you have a project or a question?

Our team takes the time to listen to you in order to fully understand your situation and provide you with practical support.

FAQ

Frequently Asked Questions

How can I check if my project is eligible for SADC Lotbinière funding?

Eligibility for SADC funding depends on several criteria, including your business location within the MRC of Lotbinière, the nature of your project, its financial viability, its economic development potential, and its impact on the region.

To obtain a reliable and personalized evaluation, we invite you to schedule an appointment with a business advisor who will review your project in detail.

Does SADC Lotbinière offer activities, training, and events for entrepreneurs?

Yes. SADC Lotbinière regularly offers training sessions, workshops, and events designed for entrepreneurs and business managers. All updates are published on our website and shared through our newsletter.

To stay informed, simply subscribe to our newsletter.

What types of projects benefit most from SADC Lotbinière complementary funding?

SADC funding is particularly well suited for the following types of projects:

Business start-up projects, which are often considered higher risk by traditional financial institutions such as banks;
Expansion, modernization, or growth projects, especially when part of the financing is still needed for purchasing new or used equipment or for working capital needs;
Succession, acquisition, or business purchase projects, which require more flexible financial structures;
Innovation, digital, sustainable development, or high local impact projects.

What are the advantages of SADC Lotbinière funding for entrepreneurs?

The main advantages include:

Flexible financing terms adapted to each business’s reality and growth capacity;
Personalized support throughout the project: analysis, advice, follow-up, and strategic guidance;
Complementarity with financial institutions, facilitating banking partnerships and hybrid financing structures.

Does SADC Lotbinière offer grants?

SADC Lotbinière offers support for external professional fees in the form of non-repayable financial assistance. Contact an advisor to learn more and confirm your eligibility.

SADC Lotbinière can also assist you in identifying available grants and programs (government loans, tax credits, and loan guarantees) at the local, provincial, and national levels.