Business partner loan

The primary purpose of this loan is to help the business maintain its working capital, purchase new or used equipment, and carry out leasehold improvements.

Let's discuss your project
Accelerate the growth of your business
A financial lever to support growth

This loan is primarily intended to help the business maintain its working capital, purchase new or used equipment, and carry out leasehold improvements. This financing is flexible and tailored to the needs of small and medium-sized businesses.

Terms and Benefits

  • Conventional loan of up to $150,000.
  • Interest rate determined based on the analysis and characteristics of each project.
  • No recurring administrative fees.
  • Flexible collateral and repayment terms tailored to the specific needs of each project.

 

Eligibility Criteria

The business must be located within the Lotbinière RCM.

Contact an advisor for details and to confirm your eligibility.

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Do you have a project or a question?

Our team takes the time to listen to you in order to fully understand your situation and provide you with practical support.

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FAQ

Frequently Asked Questions

Eligibility for SADC funding depends on several criteria, including your business location within the MRC of Lotbinière, the nature of your project, its financial viability, its economic development potential, and its impact on the region.

To obtain a reliable and personalized evaluation, we invite you to schedule an appointment with a business advisor who will review your project in detail.

Yes. SADC Lotbinière regularly offers training sessions, workshops, and events designed for entrepreneurs and business managers. All updates are published on our website and shared through our newsletter.

To stay informed, simply subscribe to our newsletter.

SADC funding is particularly well suited for the following types of projects:

  • Business start-up projects, which are often considered higher risk by traditional financial institutions such as banks;
  • Expansion, modernization, or growth projects, especially when part of the financing is still needed for purchasing new or used equipment or for working capital needs;
  • Succession, acquisition, or business purchase projects, which require more flexible financial structures;
  • Innovation, digital, sustainable development, or high local impact projects.

The main advantages include:

  • Flexible financing terms adapted to each business’s reality and growth capacity;
  • Personalized support throughout the project: analysis, advice, follow-up, and strategic guidance;
  • Complementarity with financial institutions, facilitating banking partnerships and hybrid financing structures.

SADC Lotbinière offers support for external professional fees in the form of non-repayable financial assistance. Contact an advisor to learn more and confirm your eligibility.

SADC Lotbinière can also assist you in identifying available grants and programs (government loans, tax credits, and loan guarantees) at the local, provincial, and national levels.

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418 728-3330
153, boulevard Laurier, bureau 100 Laurier-Station (Québec) G0S 1N0
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