Digital strategy loan

This loan is designed to support businesses that wish to adopt practices or technologies that facilitate the digitization and optimization of their operations. It can be used, for example, to purchase and implement a CRM or ERP system, to acquire automated or robotic equipment, and to train staff to ensure the effective integration of the new tools or equipment.

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A financial lever to facilitate the adoption of a digital project
Financial support for purchasing digital tools and solutions

Terms and Benefits

  • Standard loans of $10,000 and $25,000.
  • Interest-free period for the first 24 months.
  • Three-month moratorium on principal repayment to ease financial pressure during the startup phase or project implementation.
  • Possibility of obtaining payment for external professional fees in the form of a non-repayable grant.
  • No recurring administrative fees.
  • Flexible guarantees and repayment terms tailored to the specific needs of each project.

Eligibility Criteria

  • The business must be located within the Lotbinière RCM.
  • Funding from the regular fund, equal to or greater than the amount requested, must be part of the financial package.

Contact an advisor for details and to confirm your eligibility.

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Do you have a project or a question?

Our team takes the time to listen to you in order to fully understand your situation and provide you with practical support.

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FAQ

Frequently Asked Questions

Eligibility for SADC funding depends on several criteria, including your business location within the MRC of Lotbinière, the nature of your project, its financial viability, its economic development potential, and its impact on the region.

To obtain a reliable and personalized evaluation, we invite you to schedule an appointment with a business advisor who will review your project in detail.

Yes. SADC Lotbinière regularly offers training sessions, workshops, and events designed for entrepreneurs and business managers. All updates are published on our website and shared through our newsletter.

To stay informed, simply subscribe to our newsletter.

SADC funding is particularly well suited for the following types of projects:

  • Business start-up projects, which are often considered higher risk by traditional financial institutions such as banks;
  • Expansion, modernization, or growth projects, especially when part of the financing is still needed for purchasing new or used equipment or for working capital needs;
  • Succession, acquisition, or business purchase projects, which require more flexible financial structures;
  • Innovation, digital, sustainable development, or high local impact projects.

The main advantages include:

  • Flexible financing terms adapted to each business’s reality and growth capacity;
  • Personalized support throughout the project: analysis, advice, follow-up, and strategic guidance;
  • Complementarity with financial institutions, facilitating banking partnerships and hybrid financing structures.

SADC Lotbinière offers support for external professional fees in the form of non-repayable financial assistance. Contact an advisor to learn more and confirm your eligibility.

SADC Lotbinière can also assist you in identifying available grants and programs (government loans, tax credits, and loan guarantees) at the local, provincial, and national levels.

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